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Compare Our Accounts

Account Features

All of our business checking accounts come with a full spectrum of hardworking features. Ask us about other specialized checking accounts, including accounts for public entities.

  • Free Business VISA® Debit Card with rewards

  • Free e-@ccess Online Banking and electronic statement delivery

  • e-@ccess Online Bill Payment

  • Automatic transfer capability between accounts

  • Overdraft protection available from your savings or money market accounts

Business Checking

Our basic checking account is available to any small business and comes with all our features noted above. It's an excellent choice when you have a combined total of up to 200 debit, credit and/or deposited items a month.

  • Open account with as little as $25.
  • No base monthly service charge.
  • Currency deposited or currency disbursed aggregated to greater than $5,000 each statement cycle will be subject to an account service charge of $0.15 per $100.

Advanced Business Checking

This is a great choice for businesses that want a robust account with the flexibility of up to 400 combined debit, credit and/or deposited items each month.

Other features of this account include:
  • Open account with as little as $25.
  • No monthly fee with $5,000 average ledger balance; otherwise $15/month.

  • Currency deposited or currency disbursed aggregated to greater than $20,000 per statement cycle will be subject to an account service charge of $0.15 per $100.

  • Positive Pay: $25 off monthly service charge (discounts available for new service enrollments only and cannot be applied to existing services; discount applies for the life of the account).
  • Merchant Card Services: $25 off the set-up fee (discounts available for new service enrollments only and cannot be applied to existing services).
  • VISA® Business Platinum Rewards credit card: no annual fee (on approved credit) (discount applies for the life of the account).
  • Access to AmericanWest Bank Works, a unique opportunity for your employees to receive discounted banking services when they choose us for their personal banking account. 

  • 50%

    50% off the monthly service charge with ACH Direct Deposit (does not apply to per-item fee). (Discounts available for new service enrollments only and cannot be applied to existing services; discount applies for the life of the account).

  • $0

    VISA® Business Platinum Rewards Credit Card: no annual fee (on approved credit). (Discount applies for the life of the account).

Owner Interest Checking

This is a smart choice for sole proprietors and non-profit organizations. A higher volume of monthly transactions are allowed than in the basic Business Checking—up to 350 combined debit, credit and/or deposited items a month—plus you earn interest on the balance.

Features include:
  • Open account with as little as $25.
  • No monthly fee with $5,000 minimum balance; otherwise $10/month.

Analyzed Business Checking

Put your money to work with this analyzed account. Based on your balance, you'll earn credit to offset monthly maintenance and service fees.

This account is excellent paired with our Treasury Management Services. Here are some details:

  • Analyzed account with earned credit for balances, plus a low monthly maintenance fee.

  • Great choice for high transaction volume exceeding a combined total of 400 debit, credit and deposited items a month.

  • $25

    Minimum opening deposit is just $25

Analyzed Owner Interest Checking

This analyzed account pays interest, provides earnings credit on the balance and is available to sole proprietorships and non-profit organizations.

Details:
  • Analyzed account with earned credit for balances, plus a low monthly maintenance fee.
  • Ask us for a list of current rates to calculate expected savings based on your average balance.

VISA® Debit Card

AmericanWest Bank offers VISA® Debit Cards for our customer's first choice for purchases and convenience. VISA® Debit is accepted worldwide and comes with the added protection of VISA® Zero Liability and fraud monitoring.

We offer both a Consumer and Business Debit product. VISA® Extras program is available to our business debit customers. This allows our customers to earn points with their signature purchases. Customers who would like to participate in this service must register their card through www.visa.com/extras-business.

Money Pass Surcharge Free ATM Network
AmericanWest Bank is a member of the Money Pass Network. Through this relationship, we can offer tens of thousands of surcharge-free ATM's coast to coast. You can find a Money Pass terminal by going to www.moneypass.com. From there, you can simply enter your ZIP code and you will be directed to Money Pass surcharge terminals in your location. You can also download a free mobile app to your Android or iPhone-then you will always have a surcharge free ATM at your fingertips!

Questions? Ask the team.

Our Eastern Washington and North Idaho team is here to help.Get In Touch

Eastern Washington and North Idaho