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Money Market Accounts

Earn a higher rate than regular savings, plus enjoy easy access to your funds via checks, Online Banking, TeleService, or unlimited transactions by ATM card or in person. (Up to six restricted transactions per month; $10 per transaction thereafter.)


With higher yields than our traditional Money Market, this account is ideal for clients with higher balances who appreciate keeping their money liquid.
  • Tiered interest rates higher than regular Money Market.
  • $25,000 opening and minimum daily balance—low $15 monthly fee waived with minimum daily balance.
  • 24/7 account access.

MONEY MARKET—Keeps your funds liquid

Earn a great rate while keeping your money available.

  • Just a $1,000 opening balance and tiered interest rates.
  • Low $10 monthly fee waived with $1,000 minimum daily balance.
  • 24/7 account access.

Savings Accounts

Set your goals. Find your account. And start saving.

SAVER’S RESERVE—Standard savings account

Save for a rainy day or for that special purchase with this interest-bearing account.
  • Low $25 minimum balance to open.
  • $25 minimum daily balance waives the $2 monthly fee (waived on minor accounts).
  • Link to your checking account to protect from accidental overdrafts; $10 per transfer.
  • Make unlimited in-person withdrawals. ($5 per electronic transfer in excess of six per month).


The SuperStar account offers a fun and interactive introduction to savings with super interest rates for kids age 12 and younger!
  • Earn a higher rate than regular savings on balances up to $1,000.
  • No minimum opening or monthly balance requirements.
  • No monthly service fees.
  • Make unlimited in-person withdrawals. ($5 per electronic transfer in excess of six per month.)

HEALTH SAVINGS ACCOUNT (HSA)—Savings for medical expenses

If you have an insurance plan with a high deductible, this interest-bearing account can help you save for medical expenses.
  • Just $100 deposit opens account.
  • Monthly service fee of $3 waived with a minimum daily balance of $2,500.
  • Unlimited debit card access.
  • Check access ($2 fee/month if one or more checks clear).

Savings you can trust.

When you save at AmericanWest Bank, your deposits are fully insured up to $250,000 per depositor by the Federal Deposit Insurance Corporation, an independent agency of the federal government.

If your balances exceed $250,000, please visit with one of our personal bankers to determine the best solution for you. Or, you can go to the FDIC website and use the Electronic Deposit Insurance Estimator (EDIE) to calculate the insured coverage on your accounts. Visit and look for the EDIE calculator.

Questions? Ask the team.

Our AmericanWest Bank team is here to help.Get In Touch

AmericanWest Bank
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Banking Tools

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    This calculator computes the amount you need to save each month in order to pay for college.

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  • “How much could I save over time?”

    Use this calculator to compute the total amount you would be able to save with monthly deposits.

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    Use this calculator to figure out the monthly deposit amount needed to reach a savings goal.

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